Financial Calculators

Taxable vs. Tax-Deferred

Taxable vs. Tax-Advantaged Savings? Tax-deferral can have a dramatic effect on the growth of an investment. Use this calculator to determine the future value of an investment being subject to income tax each year versus deferring the tax until withdrawal. Use Calculator

Savings Growth

What is the long-term impact of increased investment return? It may surprise you how much more you could accumulate in savings simply by repositioning assets to potentially achieve a higher return. Even a one, two or three percent return over a short number of years can make a noticeable difference. Use Calculator

Paycheck Analize

How will payroll adjustments affect my take-home pay? Contributions to a qualified plan, participation in a company-sponsored cafeteria plan, change in filing status, or the number of allowances claimed will have a direct impact on take-home pay. For example, due to federal tax savings, contributions to a qualified plan do not translate into a direct …

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Number of Periods

How long until my savings reach my goal? Compound interest can have a dramatic affect on the growth of a single deposit. Use this calculator to determine how many years an existing savings account will take to reach your stated objective. Use Calculator

Lump Sum vs.Payments

Which is better: Cash up front or payments over time? Use this calculator to help determine whether you are better off receiving a lump sum payment and investing it yourself or receiving equal payments over time from a third party. Use Calculator

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